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Vermeil

Vermeil
The original uploader was VAwebteam at English Wikipedia., CC BY-SA 3.0 · Wikimedia Commons

Gold over sterling — and the term is legally defined, which is why cheap "gold over brass" cannot use it.

PropertyValueAuthority
KaratCoating at least 10K [1]§ 23.4(b)
US legal requirementRequires a base of STERLING SILVER coated on all significant surfaces with gold of at least 10 karat fineness, of reasonable durability, at a minimum thickness equivalent to 2.5 microns of fine gold. Gold over a base metal such as nickel may not be called vermeil without disclosure. [1]§ 23.4(b) and Note 1
TarnishesYes [1]
The sterling core can tarnish where the gold layer wears through.
§ 23.4
  1. 16 CFR Part 23 — Guides for the Jewelry, Precious Metals, and Pewter Industries — U.S. Government Publishing Office (16 CFR Part 23)
Vermeil — JewelryWiki